Hello Neighbour Insights

Which EPC improvements are actually worth it?

Written by Richard Jenkins | Jul 26, 2026 2:16:47 PM

Not every improvement earns its keep on an EPC. Some cheap measures move a rating by a band; some expensive ones barely register. This guide covers how the current score actually works, what moves it a lot, the traps that quietly cost points, and the value-for-money table to plan against.

How the current score is built

Today's headline rating is a cost metric: it models the annual running cost of heating, hot water, lighting and ventilation per square metre, under standard assumed occupancy. An assessor collects data on the building fabric (walls, roof, floor, glazing, draught-proofing), the main heating system and its fuel, heating controls, hot water, lighting and any renewables, and the model turns them into a modelled running cost mapped to the A to G bands.

Because the elements interact inside a running-cost calculation rather than adding up like a scorecard, there is no fixed points tariff per measure. A poorly insulated home with a cheap, efficient heat source can outscore a well-insulated home on expensive electric panel heaters. Treat any published point ranges, including ours below, as rules of thumb, not promises, and model your own property first.

What moves it a lot

Because running cost drives everything, the heating system and its fuel can swing a rating dramatically. Assessors report replacing direct electric heating with an efficient gas condensing system lifting a property 30 to 40 points, mostly because the modelled cost of heat collapses. A heat pump scores well on the same logic, and better still under the incoming metrics. Wall insulation is the other heavy hitter, because walls are usually the largest heat-loss surface. Beyond those, returns taper.

The traps that quietly lose points

  • An unheated habitable room, or a fixed secondary electric heater, can make the model assume expensive portable electric heating and cost several points, whether or not anyone uses it.
  • Loft insulation logged as "unknown" is assumed at a default depth, which can score better than logging it as "none". Documentation of what's actually there matters.
  • Because the denominator is floor area, the same measure lands differently on a small flat versus a large house.

Best value changes, measure by measure

Indicative ranges drawn from assessor guidance and retrofit analysis. Direction, not promises.

Measure Typical points Indicative cost Value
Loft insulation to 270mm 5-15 £300-£700 Strong
Cavity wall insulation 10-20 £500-£1,500 Strong
Heating controls / TRVs 2-6 £150-£600 Strong
Draught-proofing 1-4 £100-£400 Strong
LED lighting throughout 1-3 Under £100 Strong
Cylinder insulation 1-4 £20-£150 Strong
Floor insulation (suspended) 3-6 £500-£1,500 Situational
New condensing boiler Up to 40 from electric £2,000-£3,500 Situational
Solid wall insulation 15-25 £8,000-£15,000 Situational
Solar PV Meaningful £5,000-£8,000 Situational
Air source heat pump Varies £8,000-£13,000 Situational
Double glazing (whole house) 5-10 £4,000-£8,000 Weak for EPC alone

The fastest, cheapest wins are usually the top six together: individually modest, they can shift a property 5 to 15 points, often enough to clear a band boundary if you're close. Double glazing is the classic disappointment: real money for a handful of points, better justified by comfort, noise or a wider refurbishment.

How each measure fares under the new rules

Insulation measures reduce fabric heat loss, so they count under both today's rating and the incoming fabric metric: the closest thing to a no-regrets investment. Boilers, heat pumps and controls act on the heating element and its modelled cost. Solar and storage feed renewables today and smart readiness under the new rules. Sequence fabric first, then heating, so any new system can be smaller and cheaper.

Don't overlook funding: cavity and loft insulation are frequently grant-funded in full or part, and the Boiler Upgrade Scheme supports heat pumps. Check what's available and who qualifies before paying yourself.

The practical takeaway

Before spending anything, have a good assessor model the specific changes required for your property under the current and new rules. The gap between a well-chosen measure and a poorly chosen one is the difference between clearing a band boundary and wasting four figures. It will be the single highest-return hour in the whole process. The deadlines, cap and exemptions are all in the cornerstone guide: EPC rules for landlords: what you need to do now.

Start with the facts on your property. Order an EPC for £95.

Point ranges and costs are indicative, from assessor guidance and retrofit analysis as at mid-2026. General guidance, not legal or financial advice.